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Loans for everyone – no formalities!

We present a list of loans that we believe are targeted at everyone. These are payday loans and installment loans that the proverbial. Online loans for everyone – up to 14 payday loans and installment loans! There are quite a few such loans on the market. Few companies take the path of specialization and direct […]

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Reverse mortgage – is it really worth it?

An example is a reverse mortgage, which can be a source of additional income for Polish seniors. In our country there are no provisions regulating an inverted mortgage, currently, the Ministry of Finance is working on a draft of such a law. Reverse mortgage principle However, entities offering similar mechanisms are already on the market. […]

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Refinancing loans – obsolete password

Just a year ago, 6 percent using the mortgage search engine as part of Lite Lender sought to refinance loans. Today it is only 2 percent. The reason for the drop in the popularity of this product is very simple. Most people who took out loans before the effects of the global financial crisis appeared […]

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Which home loan should you choose to pay as little interest as possible?

The amount of the installment and the cost of the housing loan is determined not only by the amount borrowed, interest rate and the repayment period. The cost of our liability is also affected by the method of repayment in equal or decreasing installments. When choosing a home loan, we do not think about how […]

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Deleting a mortgage from the land and mortgage register

After paying off the mortgage, the mortgage should be removed from the land and mortgage register. It is not the bank’s responsibility. Who applies for the mortgage to be removed from the land and mortgage register? The bank only has to agree to delete the mortgage. Who submits the application and how long does it […]

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How to pay off foreign currency loans cheaper?

The anti -reading act, in force since the middle of last year, allows repayment of the loan installment directly in foreign currency. Such a solution, which all currency borrowers have, makes it possible to bypass the high rates imposed by banks that have not reduced prices and are still selling dearly. However, it is worth […]

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How to apply for a loan?

The first step should be calculating creditworthiness – emphasizes an analyst at Good Finance. It will allow us to estimate the maximum amount of mortgage we can apply for. Creditworthiness is usually defined as the possibility of paying off the loan installments monthly after deducting all fixed and foreseeable costs. As expenses, banks understand rent, […]

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Buying a property for a loan or for cash?

Do real estate clients often buy real estate on credit? What does it depend on – the price of the apartment or house? The most part, as much as approx. 80 – 90 percent of real estate transactions are carried out with the help of a loan. The purchase of a real estate in the […]

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